#Risk Adjustment Audit

[medicaidriskadjustmentsolutio]

Top 7 Trends That Shaped the Healthcare Industry in 2023

2023 has unfolded as a year of pivotal trends and landmark shifts. From technological innovations to regulatory changes, the healthcare sector is witnessing a big shift in its operations and strategies. Let’s explore seven major trends that shaped the industry over the year, each with its own nuances and implications for healthcare organizations. To read more about visit https://www.episource.com/posts/top-7-trends-that-shaped-the-healthcare-industry-in-2023

[creepyscritches]

I read your post about open enrollment for the ACA and was hoping you might expand on why you believe it would take years to dismantle. I've been terrified that with a Republican house/senate, Trump could just snap his fingers and make it go away within months of taking office. I'd love some reassurance that that's not possible.

Hiya, sure I can share some thoughts on the matter! First, it's very important to understand the ACA is a huuuuuuuuuuuuge system with subject matter experts in dozens of places throughout the process. I'm one of those SMEs, but I am at the end of the process where the revenue is generated, so my insight is limited on the public facing pieces.

What this means is that I am professionally embedded in the ACA in a position that exists purely to show what conditions people are treated for and then generate that data into what's called a "risk score". There's about 6 pages I could write on it, but the takeaway is that the ACA is

1) intricately interwoven with the federal government

2) increasingly profitable, sustainable, and growing (it is STILL a for-profit system if you can believe it)

3) wholeheartedly invested in by the largest insurance companies in the country LARGELY due to the fact that they finally learned the rules of how to make the ACA a thriving center of business

4) since the big issuers are arm+leg invested in the ACA, there is a lot of resistance politically and on an industry level to leave it behind (think of the lobbyists, politicians, corporations that will fight tooth and nail to protect their profit + investment)

The process to calculate a risk score takes roughly 2 years. There is an audit for the concurrent year and then a vigorous retro audit for the prev year - - this is a rolling cycle every year. Medicare has a similar process. These are RVP + RADV audits if you would like the jargon.

Eliminating the ACA abruptly is as internally laughable as us finishing the RADV audit ahead of schedule. If Trump were to blow the ACA into smithereens on day 1, he would be drowning in issuer complaints and an economic health sector that is essentially bleeding out. You cut off the RVP early? We have half of next RADV stuck in the gears now. You cut off the RADV early? No issuer will get their "risk adjusted" payments for services rendered in the prev benefit year (to an extent, again very complex multi-process system).

The ACA is GREAT for the public and should be defended on that basis alone. However, the inner capitalistic nature of the ACA is a powerful armor that has conservatives + liberals defending it on a basis of capital + market growth. It's not sexy, but it makes too much money consistently for the system to be easily dismantled.

Or at least that's what I can tell you from the money center of the ACA. they don't bring us up in political conversation because we are confusing to seasoned professionals, boring to industry outsiders, and consistently we are anathema to the anti-ACA talking points.

I am already preparing for next year's RVP for this window of open enrollment. That RVP process will feed into the RADV in 2026. In 2025, we begin the RADV for 2024. If nothing else, the slow fucking gears of CMS will keep the ACA alive until we finish our work at the end of the process. I highly doubt that will be the only reason the ACA is safeguarded, but it is a powerful type of support to pair with people protecting the ACA for other reasons.

I work every day to show, defend, and educate on how many diagnoses are managed thru my company's ACA plans. My specialty is cancer and I see a lot of it. The revenue drive comes from the Medical Loss Ratio (MLR) rule stating only 20% MAX of profit may go to the issuer + the 80% at a minimum must go back to the customer or be invested in expanding benefits. The more people on the plan using it, the higher that 20% becomes for the issuer and the more impactful that 80% becomes for the next year of benefit growth. It is remarkably profitable once issuers stop seeking out "healthy populations". The ACA is a functional method for issuers to tap into a stable customer base (sick/chronic ill customers) that turns a profit, grows, and builds strong consumer bases in each state.

The industry can never walk away from this overnight - - this is the preferred investment for many big players. Changing the direction of those businesses will be a monumental effort that takes years (at least 2 with the audits). In the meantime, you still have benefits, you still have care, and you still have reason to sign up. Let us deal with the bureaucracy bullshit, go get your care and know you have benefits thru 2025 and we will be working to keep it that way for 2026 and forward. This is a wing of the federal government, it is not a jenga tower like Trump wishes.

[justasimpleton-26]

Jason and Ballet

(MDNI)

You were nervous. And okay, at the same time scared shitless. Because what type of person would move to Gotham, New Jersey of all places?

But your long-distance friend, Dick Grayson, promised you that he could keep you safe if you decided to start the Gotham University Performance Arts program. (Which weirdly had a high rate of individuals becoming pros in their respected fields.)

So, after having an intense conversation with your parents and siblings about it...you decided to take the risk and move 4 states over from the home you always knew...to the place that people used as cautionary tales.

At first, you hated it. Smog made everything look gray, and the sky never looked blue. You were even worried that if you breathed the air of Gotham, you'd have lung problems and there goes your career as a ballerina.

But somehow, you adjusted.

And then your very handsome long-distance friend became your best friend as he helped you practice for your audition, which was looming closer and closer to you more than you cared to admit.

But sometimes, Dick would disappear for days at a time, and send his younger brother Jason to help you.

At first, it was awkward. Jason had the stillness that came from years of fighting professionally, and he couldn't quite grasp the stretches and exercises you needed to do to keep your body in shape. Sometimes, if you weren't paying attention, you could see him admire you as all your weight was pressed onto one toe, and you held it like that for long periods of time, until it was time to move again. And yes, he did double takes when he saw how limber you were ("Because no way can you just casually lift your leg that high up, and keep it there"), trying to see if he can do it himself.

Eventually, Jason takes over as your practice partner, coming in instead of Dick, even when Dick is available, insisting he go back to spending time with Kori his girlfriend, and you're flattered, thinking nothing of it as you and Jason fall into a steady rhythm of practicing with one another.

But then you feel the pressure of your audition coming up, and dances that you could do in your sleep, you fumble. Your balance messes up, and doubts start to fill in your mind.

"I don't know Jason, I'm just...really messing up for some reason." You tell him one day that you ended practice early, and decided to get coffee early.

"You think you might be overthinking it because auditions are in less than a month?" he asks, as he takes a sip from his Americano with two creams and one sugar.

Stressed, you nod, and the both of you are silent for a moment.

Then, Jason pulls out a pen as he scribbles something on a napkin.

"Look, before practice tomorrow, I want you to come over my place and we can discuss a plan to help with your doubts, okay?" he says, as he slides the napkin towards you.

You think about it, and then nod. You need all the tips you can get.

After that, the conversation turns less serious, and soon after you part ways, Jason heading to his apartment, and you heading to the studio you rented.

You weren't sure what you imagined Jason's apartment complex to look like, but this wasn't it. It looks less ostentatious and more cozy, closer to those small-town motels you'd seen in movies. You walk through the maze of hallways until you find his apartment door, knocking on it.

"It's open!" Jason calls out, sounding rushed as he drops something, and swears, another thud sounding out.

You walk in, and see the interior of his home, shelves upon shelves of books lining up on his walls, faded superhero posters crammed on almost every wall surface, and a faded plush red couch, a coffee table with family pictures lined up on it.

You don't see Jason yet, so you hold up some of the picture frames, smiling at the group photos on there. Dick had told you about his extensive adopted siblings, and though you hadn't met them yet, it was nice to see faces to names you've always heard about.

"You made it." Jason said behind her, breathless. He was leaning down, hands on his knees as he wore shirt with the sleeves torn off.

You never noticed how...muscled he was though.

You take a deep breath, and try to calm the thoughts bouncing through your head.

After all, what kind of trouble could the two of you get into?

[kingofthewilderwest]

So if I took up private music lessons again (budget pending), which would you vote for?

Banjo: The original private lessons plan. Bluegrass and its history have become a deep soul-fulfilling passion for me since I got into it in 2019. I've run into technique issues (ex: hand adjustments) that I don't know how to correct and are bottlenecking progress. If the teacher here is good, lessons would un-bottleneck me so I could work up tunes full speed and participate informally in local jam groups, which, if they're sorta good, would be stimulating and allow me to live my passion for a moment.

Cons: bluegrass lessons risk not being as bang-for-buck, with more casual and less intensive information and progress. There are many free resources I could tap into - and while they don't replace in-person feedback, might get me just as far in other respects. Many bluegrass greats didn't learn through lessons, and my prior musical training means I have a good sense of what I should be fixing. I also live in an area where there's rather limited bluegrass.

Level: late beginner Progress stakes: low Rewards: casual Local opportunities: casual

Flute: The instrument I've invested the most into already (besides piano). At my musical "height" in 2011, I was good enough on flute to be first chair all-state orchestra but not polished enough to audition into a good music school's spots. I'm craving returning to classical music and there is no thrill as extraordinary as performing flute like a diva in orchestra. This is when I feel at my best. Truly polishing flute would be working up my first, most driven, and cared-about investment, and could light a deep fire in me like nothing else.

However, I live in a small area with few resources and few ensembles - even fewer good ones. Most interesting ensembles I'm locked out of because I'm not a college student. The other interesting ensembles I'd had difficulties doing because flute is omnipresent and competitive. I'm already in one of the only bands I can access (it's "meh" and doesn't 100% fill my itch). I'm good enough to do the chamber groups at a classically-oriented church. There is a "semi-professional" orchestra and a local chamber group here, but the likelihood of there being a flute opening in the next five years is slim. I'm trained enough I can polish and grow myself. It would be an honor to study under a master flautist, but what is the chance that in this small area, there's someone advanced enough to push me to a new level? (the level I would need to get into the orchestra if an opening did happen)

Level: early advanced Progress stakes: high and ambition-oriented Rewards: best, but rare and high risk Local opportunities: rare for what I want

Viola: The instrument I've historically used to get into ensembles I shouldn't've. I had a grand one year of viola lessons with a high school classmate I was dating in 2011. I've used the viola to get into lower non-auditioning collegiate orchestras and church special events. There is a non-auditioning orchestra here I could participate in. There are always open viola spots in the "semi-pro" orchestra and they're far less competitive to get into than flute. The orchestra will accept advanced high school students, so I only have to be as good as an advanced high school student to squeak in. I suck at viola now, but I'm not starting from scratch. I think that a year or two of viola with a good teacher will get me good enough to be a participating fish in this small pond. I would not be able to work up my viola skills to get into the orchestra without a teacher. There are good string teachers here and I've received a recommendation for a viola teacher. Getting into orchestra would get me into the ensemble I've been most passionate about. This could also unlock me playing string trios at a local church. This is a very strategic choice.

Level: late beginner Progress stakes: medium Rewards: medium Local opportunities: multiple

--------------

I've been thinking I should switch my plan of doing banjo to viola. I could pound out the hardest two years of viola in my life, then switch to banjo lessons. In an ideal world, I'd take multiple instrument lessons at a time (would be nice to find a good piano teacher, too....), but I'm frugal, want to save for housing and retirement, don't have high-paying jobs, and have medical payment obligations that rein me in. So. If I allocate carefully, I can squeak in one instrument at a time properly. (Improperly, I could do two instruments at a time where lessons are every-other-week - ergo cycling lessons between the two instruments.)

[ae-azile]

The Non-Newtonian Newborn: Chapter 5 Preview

“There is nothing in the code that would cause an intentional misread,” Arm says after looking over the program, “Since I am the only one who has done maintenance on it for the last few years, I have administrative access that is higher than the access the infirmary staff has. Even if there was someone higher ranked than me, I would be able to see any adjustments added to the code since each edit creates a new update. The last update was four months ago when we bought new digital microscopes for the lab.”

Porsche holds back a groan and tries not to grip his hair, “Okay, but what if they could hide the fact that they made an update to the program? Like, erase record of it or-”

“Each update leaves a blueprint. It automatically audits the change because you risk the program crashing if each change isn't documented and time-stamped,” Arm says, “If someone from the outside would do something to the code, the change be time-stamped and identified by the username or IP address.”

Porsche breathes in and out as Kinn puts a hand on his shoulder.

“What's this about?” Kinn asks, “I…I appreciate you trying to help and get answers for Kim, but the paternity was already identified. Looking at her, it doesn't take long to see the resemblance. And even though I don't understand it, Kim has come to accept it and he seems to really…I don't know, love her.”

“This isn't about Kim,” Porsche says, pulling away before pointing at Chay, who has just been gently and slowly spinning Achara in one of the stools - much to her delight, “Your pa just pointed a gun at my brother and accused him of being Achara's other parent!”

“It's because I am,” Chay says, “Korn was just feeling protective of Kim. The DNA results took him by surprise. Me too, but I feel so connected to her. And I think she looks a little like me! She's a little closer to my skin tone and I think she has my lips!”

Porsche tries to keep his breathing under control, then looks at Kinn once more.

“The results are wrong.”

Kinn steps closer again and cups Porsche's face. We’ll have them run Chay’s DNA against Achara's separately. Like they did with Kim. Just to check. Doctor Saelim is a good man…surprisingly ethical, considering he works for us. I don't think this is something he would lie about.”

Porsche exhales, “So it has to be a technical glitch. Right, Arm?”

Arm clears his throat, “...I really don't see how it would be-”

“Arm,” Porsche says in a warning tone.

“But we can narrow down the possible matches to you, Chay, and your mother and see if Achara shares DNA with you.”

They go down to the infirmary after that. Both Chay and Achara get swabbed and both tasks are carried out. The database is done by Arm himself while Porsche watches the nurse without blinking to make sure she doesn't switch out any samples. Doctor Saelim examined the samples manually.

It takes about an hour to get an answer to this. Porsche feels like he is waiting for the most important news of his life. Chay doesn't seem particularly bothered at all and is too focused on his baby-

The baby. She is NOT Chay’s baby-

“I have concluded that Chay is this child’s parent,” Doctor Saelim says coming out, before nodding at Arm, “The database gave the same response?”

Arm nods, not quite able to meet Porsche’s eyes, “Yes, Doctor.”

Chay leans forward slightly to look at Porsche, “See, Hia? I told you she is my baby!”

Porsche finds himself jumping to his feet to pace, “You're a kid, Chay! You can't be a father, and you didn't even do anything reckless to make this happen! This isn't fair to you! You're just going to be-”

“Stop talking so loud!” Chay hisses, trying to soothe a now crying Achara, “You're scaring her!”

“She's the one who is scary! She came out of nowhere, knows how to teleport, and has latched herself onto two random guys!”

“She's my baby! Don't talk about her like that!” Chay says as Achara cries louder. Porsche can't think.

“We don't know what she's capable of! We don't even know how she got here! She-”

Before Porsche can finish his sentence, Achara disappears out of Chay’s arms. Chay jumps up, lets out a panicked sound, and points a finger at him.

“Look what you did!”

Porsche doesn't know how he made a baby teleport, and yet he feels so incredibly guilty.

------------------------------------------------------------------

Kim used to swim a lot more when he was younger. Something about the water soothed him, and swimming laps was always an exercise that felt more like self-care than actual work, despite it working all of his muscles. It provided a way to clear his mind of all the stress of living at the compound. When he moved out, he didn't need to utilize swimming as much, but he forgot how much he missed it. He loved swimming with his mother and brothers the most, but as he got older, he appreciated having the pool to himself so he could enjoy the peace and quiet.

He hasn’t had much of that the last few days - although moments of peace and quiet were few and far between before that, especially in his head.

And while he's still concerned and anxious over how this is all going to play out with Chay, something about this situation makes him feel better about his life. It was like something was missing for so long, and now it's so much better.

As Kim goes under the water, he stays beneath the surface and lets himself sink to the bottom for just a moment. When he was younger, it would feel like time would just freeze every time he did that.

Yet when he comes back up for air, it feels like he has anything but time. His heart stutters in his chest when he sees Achara appear at the very edge of the pool, the left side of her body dangling halfway off and over the deep end as she cries hysterically. His brain is still trying to catch up when gravity works against her and she topples over, plunging into the depths of the water.

[juniperallen]

Auction Inventory Software: Elevating Efficiency in Auction Management

Auction inventory software revolutionizes how auction organizers manage, track, and catalog items. This technology brings efficiency to every stage of the auction process, from listing items to final sales. With real-time tracking and automated reporting features, inventory software simplifies operations for auction houses, online platforms, and private sellers, creating a seamless and well-organized experience for all involved.

Key Features and Advantages of Auction Inventory Software

Auction inventory software offers essential tools that streamline auction management, boost efficiency, and improve accuracy. Here’s a summary of its top features:

Streamlined Cataloging and ListingsEnables easy digital cataloging with photos and descriptions, allowing auctioneers to present organized, engaging listings that attract more bidders.

Real-Time TrackingProvides real-time monitoring of item locations and status, enhancing organization and transparency, and reducing risks of item misplacement.

Automated Valuation and PricingUses historical data and market insights to set competitive, data-driven prices, building bidder confidence and saving time.

Integrated Bidding PlatformConnects item listings to live or timed bidding, creating a unified platform for bidding, which simplifies management and ensures accurate tracking.

Reporting and AnalyticsDelivers insights on bidding patterns, item popularity, and performance, empowering auction organizers to refine strategies for future success.

Auctions That Benefit from Inventory Software

Inventory software’s flexibility makes it suitable for various types of auctions, from traditional to online formats. Here are some types that benefit most:

Estate and Personal Property: Perfect for managing and cataloging a wide range of items.

Fine Art and Collectibles: Supports detailed descriptions and high-quality images, ideal for unique or high-value pieces.

Real Estate Auctions: Simplifies tracking of properties and supports regulatory compliance with accurate record-keeping.

Vehicle Auctions: Tracks different types of vehicles with tools for valuation and condition reports.

Enhancing Efficiency with Auction Inventory Software

Auction inventory software boosts efficiency by centralizing data, minimizing manual entry, and enabling quick adjustments. With real-time updates and easy access to information, teams can work faster and make informed decisions, improving the overall participant experience.

The software securely stores records, facilitating compliance and ensuring that auction teams maintain audit-ready data for future planning. Streamlining access to auction details, it helps keep operations organized, allowing teams to focus on delivering engaging experiences while safeguarding essential auction data.

The Future of Auction Inventory Software

As technology advances, auction software is expected to incorporate even more features. Artificial intelligence could enhance item appraisals, while blockchain technology might improve transparency and security in tracking. Augmented reality could provide a more interactive experience, allowing bidders to view items virtually before making bids. As these advancements become available, auction inventory software will continue to evolve, offering even more value to auction organizers.

Conclusion

Auction inventory software reshapes the auction experience with streamlined cataloging, tracking, and data analysis features. By reducing manual work and enhancing organization, this software supports more efficient auctions and delivers a better experience for bidders. For auction organizers looking to improve efficiency, engage bidders, and achieve optimal results, integrating live auction software with inventory management systems is an invaluable asset. As the auction industry grows and modernizes, inventory software will remain essential, raising standards for service and auction outcomes.

[busstalks]

Best 10 Business Strategies for year 2024

In 2024 and beyond, businesses will have to change with the times and adjust their approach based on new and existing market realities. The following are the best 10 business approach that will help companies to prosper in coming year

1. Embrace Sustainability

The days when sustainability was discretionary are long gone. Businesses need to incorporate environmental, social and governance (ESG) values into their business practices. In the same vein, brands can improve brand identity and appeal to environmental advocates by using renewable forms of energy or minimizing their carbon footprints.

Example: a fashion brand can rethink the materials to use organic cotton and recycled for their clothing lines. They can also run a take-back scheme, allowing customers to return old clothes for recycling (not only reducing waste but creating and supporting the circular economy).

2. Leverage AI

AI is revolutionizing business operations. Using AI-fuelled solutions means that you can automate processes, bring in positive customer experiences, and get insights. AI chatbots: AI can be utilized in the form of a conversational entity to support and perform backend operations, as well.

With a bit more specificity, say for example that an AI-powered recommendation engine recommends products to customers based on their browsing history and purchase patterns (as the use case of retail). This helps to increase the sales and improve the shopping experience.

3. Prioritize Cybersecurity

Cybersecurity is of utmost important as more and more business transitions towards digital platforms. Businesses need to part with a more substantial amount of money on advanced protective measures so that they can keep sensitive data private and continue earning consumer trust. Regular security audits and training of employees can reduce these risks.

Example: A financial services firm may implement multi-factor authentication (MFA) for all online transactions, regularly control access to Internet-facing administrative interfaces and service ports as well as the encryption protocols to secure client data from cyberattacks.

4. Optimizing Remote and Hybrid Working Models

Remote / hybrid is the new normal Remote teams force companies to implement effective motivation and management strategies. Collaboration tools and a balanced virtual culture can improve productivity and employee satisfaction.

- Illustration: a Tech company using Asana / Trello etc. for pm to keep remote teams from falling out of balance. They can also organise weekly team-building activities to keep a strong team spirit.

5. Focus on Customer Experience

Retention and growth of the sales follow-through can be tied to high quality customer experiences. Harness data analytics to deepen customer insights and personalize product offers making your marketing campaigns personal: a customer support that is responsive enough can drive a great level of returning customers.

Example – For any e-commerce business, you can take user experience feedback tools to know about how your customers are getting along and make necessary changes. Custom email campaigns and loyalty programs can also be positively associated with customer satisfaction and retention.

6. Digitalization Investment

It is only the beginning of digital transformation which we all know, is key to global competitiveness. For streamlining, companies have to adopt the use advanced technologies such as Blockchain Technology and Internet of Things (IoT) in conjunction with cloud computing.

IoT example : real-time tracking and analytics to optimize supply chain management

7. Enhance Employee Skills

Develop Your Employees: Investing in employee development is key to succeeding as a business. The training is provided for the folks of various industries and so employees can increase their skills that are needed to work in a certain company. Employee performance can be enhanced by providing training programs in future technology skills and soft skills and job satisfaction.

Example: A marketing agency can host webinars or create courses to teach people the latest digital marketing trends and tools This can help to keep employees in the know which results in boosting their skills, making your campaigns successful.

8. Diversify Supply Chains

The ongoing pandemic has exposed the weaknesses of global supply chains. …diversify its supply base and promote the manufacturing of drugs in Nigeria to eliminate total dependence on a single source. In return, this approach increases resilience and reduces exposure to the risks of supply chain interruption.

- E.g., a consumer electronics company can source components from many suppliers in various regions. In so doing, this alleviates avoidable supply chain interruptions during times of political tensions or when disasters hit.

9. Make Decisions Based on Data

A business database is an asset for businesses. By implementing data, they allow you to make decisions based on the data that your analytics tools are providing. For example, sales analysis lets you track trends and better tailor your goods to the market.

Example: A retail chain can use data analytics to find out when a customer buys, and it change their purchasing policies. This can also reduce overstock and stockouts while overall, increasing efficiency.

10. Foster Innovation

Business Growth Innovation is Key A culture of creativity and experimentation should be established in companies. Funding R&D and teaming with startups can open many doors to both solve problems creatively but also tap into new markets.

Example: A software development firm could create an innovation lab where team members are freed to work on speculative projects. Moreover, work with start-ups on new technologies and solutions.

By adopting these strategies, businesses can navigate the turbulence for 2024 and roll up market — progressive.AI with an evolving dynamic market, being ahead of trends and updated is most likely will help you thrive in the business landscape.

[nividawebsolutions]

Top 7 Challenges Faced By IT Industry In 2023

Within the rapidly growing universe of technology, the IT companies in India assume a crucial role, persistently adjusting themselves to cater to the needs of a perpetually shifting environment. Nevertheless, the advancement of society brings forth a set of obstacles that necessitate a deliberate approach to resolution. As the year 2023 commences, the IT industry faces a multitude of challenges that necessitate careful consideration and effective measures. This blog aims to explore the primary issues encountered by the IT industry in the current year, providing insights into their consequences and possible remedies.

1.  Cybersecurity Threats:

The escalation of cyber risks has been observed as a consequence of the widespread adoption of digital technology and interconnected systems. The level of sophistication exhibited by cybercriminals is on the rise, as they deploy advanced strategies to bypass security systems. All the IT companies in Gujarat, India, in the year 2023 are confronted with the formidable challenge of maintaining a competitive edge in the face of cyber attacks, while simultaneously prioritising data protection and securing essential infrastructure. The implementation of effective cybersecurity safeguards, regular conduct of security audits, and provision of cybersecurity education to staff are essential elements in addressing and minimising this risk.

2.  Data Privacy and Compliance:

The increasingly stringent legislative framework surrounding data privacy poses a substantial obstacle for the information technology sector. Stringent regulations pertaining to data privacy, such as the General Data Privacy Regulation (GDPR), necessitate rigorous adherence. In the year 2023, the IT companies in Vadodara, Gujarat have the challenge of striking a delicate equilibrium between adhering to regulatory requirements and efficiently using data for commercial objectives. IT organisations are required to allocate resources towards the implementation of compliance frameworks, provide training to their employees, and guarantee that data-handling procedures are in accordance with the prescribed norms.

3.  Talent Acquisition and Retention:

The acquisition and retention of talent pose an ongoing problem for the IT industry, as it continues to seek and keep qualified workers. The scarcity of highly specialised skills frequently results in a disparity between demand and supply, hence engendering intense rivalry for those with such talents. Moreover, the current trends in remote work and the increasing globalisation of the talent market serve to exacerbate this challenge. In order to tackle this issue, a reliable IT company in India like Nivida Web Solutions prioritises the enhancement of the skills of their current workforce, provides enticing remuneration packages, cultivates a favourable work environment, and creates avenues for professional advancement and personal improvement.

4.  Technological Advancements and Adaptability:

The expeditious rate at which technological developments are occurring has both advantages and disadvantages for the IT business. Although these developments present promising prospects, they also present a difficulty in terms of adaptation. Keeping abreast of developing technology and enabling a smooth transition to new platforms and tools may be a demanding task. In order to effectively adapt to emerging technology, IT organisations must allocate resources towards the implementation of continual training and development programmes, which aim to equip their personnel with the requisite skills.

5.  Resource Optimization and Scalability:

The optimisation of resources and the effective scalability of operations have emerged as significant challenges in recent times. The management of resources and the scaling of operations in response to varying market needs and the imperative of cost-effectiveness can provide intricate challenges. Cloud computing and intelligent resource allocation are essential solutions that can be employed to effectively address this dilemma. The utilisation of cloud solutions by Nivida Web Solutions - a recognised IT company in Gujarat, India, allows for enhanced flexibility and cost-efficiency, hence assuring the appropriate allocation of resources.

6.  Integration and Interoperability:

The IT environment is distinguished by a diverse array of systems and applications that necessitate harmonious integration. The task of achieving integration and interoperability across diverse platforms, legacy systems, and emerging technologies poses a significant challenge. The establishment of interconnectedness is crucial in facilitating an effective and productive IT ecosystem. It is imperative for the industry to prioritise the development of standardised interfaces, utilise APIs effectively, and implement integration platforms in order to improve interoperability.

7.  Environmental Sustainability:

Environmental sustainability has emerged as a pressing issue in various sectors, encompassing the field of IT. The IT industry possesses a substantial carbon footprint as a result of its energy consumption, generation of electronic waste, and operations of data centres. In the year 2023, the sector is faced with the task of identifying environmentally sustainable solutions and adopting practices that effectively mitigate their ecological footprint. The use of green technology, the optimisation of data centre efficiency, and the incorporation of circular economy concepts are positive measures in the pursuit of sustainability objectives.

Final Thoughts:

The IT sector encounters a diverse range of issues in the year 2023, necessitating the implementation of proactive and strategic methodologies. Addressing a range of difficulties, including cybersecurity risks, talent acquisition, technological adaptation, and sustainability, is necessary in order to establish and maintain a flourishing and sustainable information technology ecosystem. By adopting a proactive approach towards innovation, allocating resources towards skill enhancement, and placing emphasis on adherence to regulations and sustainability, Nivida Web Solutions - the most distinguished IT company in Vadodara, may effectively navigate the obstacles it faces and emerge with increased resilience. This will facilitate the ongoing growth and progression of the industry in the era of digitalization.

[erastaffingsolutions]

The Employer’s Playbook: Correcting Employee Misclassification

Navigating the labyrinth of labor laws, tax responsibilities, and HR best practices can sometimes feel like a full-contact sport for business owners. One of the significant challenges in this game is correctly classifying your personnel as either employees or independent contractors. Misclassification can result in dire consequences, including hefty fines and back taxes. In this detailed guide, we’ll break down why correct classification is critical, how to spot misclassification, and what to do if you find you’ve been playing on the wrong team.

What Is Employee and Independent Contractor Classification?

Before we draw battle lines, it’s essential to understand the various types of personnel at your disposal. The Internal Revenue Service (IRS) and the Department of Labor (DOL) each have their own criteria for what constitutes an employee versus an independent contractor. Employees typically work under the direction and control of an employer, whereas contractors maintain their independence, controlling when, where, and how the work is done. The distinction is vital because it affects how you pay taxes, allocate benefits, and protect your business from legal disputes.

Employers often prefer to engage workers as independent contractors because it:

Reduces administrative overhead

Eliminates the need to provide employee benefits

Allows for more flexible staffing arrangements

However, misclassification can open a Pandora’s box of unforeseen liabilities.

5 Indicators of Employee vs. Contractor Misclassification

The lines between employees and independent contractors can seem blurry, but certain indicators can clearly point one way or the other. Here are five indicators to watch for:

The Business's Degree of Control

The more control a business exercises over the work being done – including the manner and means of the work – the more likely the worker should be classified as an employee.

Financial Control

When the business controls significant aspects of a worker’s financial affairs, such as setting the pay rate or providing tools and materials, it’s a strong indication of an employer-employee relationship.

Investment in Facilities

If the worker has a significant investment in things like office space or equipment, they're more likely to be a contractor.

Opportunity for Profit or Loss

Contractors typically have the potential to make a profit or suffer a financial loss, while employees are often insulated from business fluctuations.

Permanency of the Relationship

An ongoing, indefinite working relationship suggests an employer-employee relationship. Contracts that specify a defined project or time frame lean more toward independent contractor status.

By assessinging these factors, you can catch early signs of misclassification and protect your business from unnecessary risk.

How to Correct Employee Misclassification

Discovering that you’ve misclassified workers can be a daunting reality, yet there is a path to rectification. Here are the vital steps to correct the course:

Identify the Misclassified Workers

The first step to fixing a problem is recognizing its existence. Audit your workforce to determine the scope of the misclassification.

Re-Evaluate Workforce Hiring Practices

Once the misclassified workers are identified, reassess how and why they were classified as independent contractors. Ensure your classification practices adhere to legal guidelines moving forward.

Adjust for Prior Compensation and Tax Withholding Errors

Correct any erroneous payroll tax filings and ensure all relevant taxes are appropriately withheld and paid.

Communicate Changes Transparently

Notify affected workers of the status change and what it means for their compensation and benefits.

Implement Corrective Policies

Establish clear policies and procedures for future worker classification, including documentation of the basis for classification.

By following these steps, you’ll mitigate the immediate damage and establish a framework for avoiding future misclassification issues.

5 Factors to Calculate Employee Misclassification Costs

Once you’ve acknowledged misclassification, it’s time to tally the costs. Knowing what you’re up against can help you make informed decisions about how to proceed.

Back Pay and Overtime

Misclassified employees may be owed back wages and overtime pay if they were treated as contractors when they should have been deemed employees.

Unemployment and Workers Compensation

Your business may be responsible for past and future payments associated with unemployment and workers compensation benefits.

Tax Adjustments

The IRS can penalize you for failing to withhold and match taxes appropriately for employees. You’ll need to amend past returns and address any unpaid tax liabilities.

Fines and Fees

In addition to the back taxes, the IRS or DOL may levy fines for misclassifications. These penalties can be substantial and vary depending on the number of employees involved and the severity of the violation.

Legal Costs

If an employee brings a lawsuit against your business due to misclassification, you’ll also need to factor in legal fees, settlement costs, and potential damage awards.

By factoring in these costs, you’ll be better equipped to map out how to best address the misclassification with the least amount of impact.

Navigating the complexities of employee classification is not for the faint of heart. However, staying informed about the indicators of misclassification and understanding how to rectify errors can save you immeasurable headaches down the line. Compliance isn’t always simple, but it is non-negotiable. Your workforce — and your bottom line — will thank you for these proactive measures.

In the fast-paced world of business, agility and foresight are your strongest allies. Knowing how to respond to misclassification can transform a potential pitfall into a learning opportunity. By understanding the rules and diligently auditing your practices, you can ensure that your team — both on the field and off — is set up for success.

@erastaffingsolutions

[mariacallous]

Editor's note: The following testimony was presented to the House Committee on Small Business, Subcommittee on Oversight, Investigations, and Regulations on July 19, 2023.

Chair Van Duyne, Ranking Member Mfume, and members of the subcommittee, thank you for inviting me here today. My name is Matthew Fiedler, and I am a health economist and a Senior Fellow with the Schaeffer Initiative on Health Policy at the Brookings Institution. My research focuses on a range of topics in health care policy, including health care provider payment and health insurance regulation.

My testimony will examine the administrative costs that health care providers incur to interact with health insurers (including both public insurers like Medicare and Medicaid and private insurers), as well as how public policy can reduce those costs. I will make four main points:

Health care providers incur substantial costs to interact with insurers, likely totaling hundreds of billions of dollars per year, costs that are ultimately borne in large part by consumers and taxpayers. Costly activities include negotiating contracts, collecting information about patients’ insurance coverage, obtaining prior authorization for care, submitting claims for payment, and reporting on quality performance. There are likely economies of scale in performing many of these activities, so the associated administrative burdens likely fall more heavily on smaller providers than on larger.

Many administrative processes serve valuable purposes, so efforts to reform them can involve tradeoffs and should be approached thoughtfully. For example, it is essential to have some set of procedures for compensating providers. Similarly, insurers’ prior authorization requirements can prevent delivery of inappropriate services, and audit processes can be effective tools for identifying and deterring fraud.

Certain targeted reforms could reduce administrative burdens with few substantive downsides. One is eliminating Medicare’s Merit-Based Incentive Payment System, which places large reporting burdens on clinicians, with few benefits. Another is replacing the cumbersome arbitration process that is used to determine payment rates for certain out-of- network services under the No Surprises Act with a simpler “benchmark” payment A third is reforming Medicare Advantage’s risk adjustment system to reduce plans’ ability to increase their payments by documenting additional diagnoses.

Standardizing billing, coverage, and quality reporting rules across insurers could generate larger savings but would also present more significant tradeoffs. Changes like these could help address a major reason that administrative burdens are larger in the United States than in other countries: the wide variation in rules across the United States’ many public and private insurers. However, mandating greater standardization would also limit insurers’ ability to tailor rules to their unique circumstances or experiment with novel approaches. Setting rules through a centralized process might also produce rules that are systematically better or worse than current rules.

The remainder of my testimony will examine these points in greater detail.

Read the full testimony here.

[daxbuz]

Personal finance strategies for saving and investing

Table of Contents:

1. Introduction

2. Importance of Personal Finance Strategies

3. Saving Strategies

1. Budgeting

2. Automating Savings

3. Cutting Expenses

4. Investing Strategies

1. Diversification

2. Retirement Accounts

3. Passive Income Streams

5. Conclusion: Maximizing Financial Growth

6. FAQ Section

Introduction:

In the realm of personal finance, navigating the complexities of saving and investing can be daunting. However, armed with the right strategies and knowledge, individuals can pave their way to financial security and prosperity. This comprehensive review delves into the intricacies of personal finance strategies for saving and investing in 2024, exploring various techniques and approaches to optimize wealth accumulation and growth.

**1. Importance of Personal Finance Strategies:**

Effective personal finance strategies serve as the cornerstone for achieving financial stability and long-term prosperity. By meticulously planning and implementing strategies tailored to individual goals and circumstances, individuals can gain control over their finances, mitigate risks, and build a solid foundation for future endeavors. Whether aiming for short-term goals like purchasing a home or planning for retirement, strategic financial management is indispensable.

**2. Saving Strategies:**

**1. Budgeting:**

Budgeting stands as the fundamental pillar of financial management, providing a roadmap for allocating income and expenses. By meticulously tracking expenses and setting realistic spending limits, individuals can identify areas of overspending and redirect funds towards savings and investments. Utilizing budgeting apps or spreadsheets simplifies the process, enabling better decision-making and fostering financial discipline.

**2. Automating Savings:**

Automation streamlines the saving process, ensuring consistent contributions towards financial goals. Setting up automatic transfers from checking to savings accounts or utilizing employer-sponsored retirement plans automates savings, removing the temptation to spend impulsively. Additionally, utilizing apps that round up purchases to the nearest dollar and deposit the difference into savings accounts fosters incremental savings growth effortlessly.

**3. Cutting Expenses:**

Trimming unnecessary expenses is paramount in bolstering savings potential. Conducting regular expense audits aids in identifying discretionary spending that can be reduced or eliminated. Negotiating bills, opting for generic brands, and embracing frugal habits contribute to significant cost savings over time. Redirecting these savings towards investments amplifies wealth-building opportunities and accelerates financial progress.

**3. Investing Strategies:**

**1. Diversification:**

Diversification is the bedrock of investment strategy, spreading risk across various asset classes to minimize exposure to volatility. By allocating investments across stocks, bonds, real estate, and alternative assets, individuals can optimize risk-adjusted returns and cushion against market fluctuations. Regular rebalancing ensures alignment with evolving financial goals and risk tolerance levels.

**2. Retirement Accounts:**

Maximizing contributions to retirement accounts such as 401(k)s or IRAs offers tax advantages and accelerates wealth accumulation. Employers often match contributions to retirement plans, amplifying the benefits of consistent savings. Leveraging tax-deferred growth and compound interest within retirement accounts empowers individuals to secure a comfortable retirement lifestyle.

**3. Passive Income Streams:**

Diversifying income sources through passive streams complements traditional employment income, fostering financial resilience and independence. Investing in dividend-paying stocks, rental properties, or creating digital assets like e-books or online courses generates recurring income with minimal ongoing effort. Cultivating multiple passive income streams bolsters financial security and enhances wealth-building potential.

**5. Conclusion: Maximizing Financial Growth:**

In conclusion, embracing personalized finance strategies tailored to individual circumstances is paramount in achieving financial prosperity. By prioritizing saving and investing, individuals can cultivate a robust financial foundation, mitigate risks, and capitalize on growth opportunities. With discipline, diligence, and strategic planning, the path to financial freedom becomes attainable for everyone.

**6. FAQ Section:**

1. Q: How much of my income should I allocate towards savings?

A: Financial experts recommend saving at least 20% of income towards savings and investments to ensure long-term financial security.

2. Q: Is it better to pay off debt before saving or investing?

A: It depends on the interest rates of the debt. High-interest debt should be prioritized for repayment, while simultaneously allocating a portion towards savings and investments to capitalize on compounding returns.

3. Q: What are some low-risk investment options for beginners?

A: Beginner-friendly investment options include index funds, exchange-traded funds (ETFs), and robo-advisor platforms, offering diversified exposure to the market with minimal risk.

4. Q: How often should I review my investment portfolio?

A: Regular portfolio reviews, typically quarterly or semi-annually, are recommended to ensure alignment with financial goals, risk tolerance, and market conditions. Rebalancing may be necessary to maintain diversification and optimize performance.

Learn more

[yurisalise-blog]

Customer Discovery

In quest to address issues, analysis and solutions to problems within the community. Join me as I explored and interviewed 5 people with the question: What is the problem that you often encounter in the community?

Answers, Hypotheses and Results:

Interviewee 1 & 2: No near Printing Stations

Customer’s Answer: Two students at Central Mindanao University expressed their frustration to the fact that there’s almost no near printing stations that are present around the campus.

Hypothesis: The lack of printing stations around the campus decreases the students’ productivity which means that it is really inconvenient for them. There may be a known place that provides printing services, which is the university’s market but pretty far from most of the colleges.

Method(s): Observing, Based on experience as I am also a student at CMU

Results: Upon observation, I realized that the absence of this service indeed gives difficulty for students. Many would travel and pay for a ride just to go to market or any other place, leading to delays in assignments and academic materials. Overall this negatively impacts the academic performance and overall experience of students at the university.

Interviewee 3: Improper Waste Segregation and Management

Customer’s Answer: Also, a student at CMU, highlighted the issue of improper waste segregation and management on the campus.

Hypothesis: The lack of waste segregation and management practices in the campus are causing environmental pollution and health hazards within the community.

Method(s): Audit, Assess the current waste management practices

Results: After assessment I later concluded that the university lacks proper waste segregation bins, systematic and structured waste management procedures. This led to the mixing of recyclable, biodegradable, and hazardous waste, that could lead to potential health risks for students and staff. Therefore, implementing effective waste segregation and management systems is crucial and is in need to address.

Interviewee 4: Expensive Gasoline, Increasing Various Product Costs

Customer’s Answer: A Filipino citizen expressed concerns about the rising costs of gasoline leading to the increased prices of other daily use products.

Hypothesis: The high cost of gasoline effects the prices of goods and services, resulting to community’s low buying power and unstable economy.

Method(s): Analyze historical data on gas prices and inflation rates to assess its correlation

Results: Upon further research the escalating prices of gasoline is indeed influences the adjustments of businesses to increase prices as transportation and operational expenses increases. So basically, this will affect consumer’s purchasing power and overall economic health within the country. Therefore, it is necessary to create strategies to mitigate the impact of rising fuel prices.

Interviewee 5: Weak Internet Connectivity

Customer’s Answer: Another student at CMU, sees weak internet connection as his problem within the community.

Hypothesis: Weak internet connectivity decreases the productivity of the students. Hindering academic research, fast communication, and access online resources.

Methods(s): Evaluate, Based on experience as I am also a student at CMU

Results: After testing, it confirmed that the problem is really an issue and needs urgent action. Most of the activities or assignment are commonly posted online via Google Classroom, which will make it difficult for students if the they need to turn in their responses. Majority of the teachers also post their learning materials for students online along with links like YouTube if a teacher wants his/her students to watch something, which is difficult if you have weak connection as it needs stable and strong internet connectivity.

TEAM’S OPTIONS

These options as solution to a problem are all based on the overall results from each team members.

1. Coin-operated Wi-Fi and Printing Station:

Suggested by a member. This solution could address the lack of printing stations and slow internet connection within the campus of CMU. The same concept applies to the peso Wi-Fi, but here if you connect to its Wi-Fi you’ll have 2 options, a pop-up will appear leading to a link asking if you want to print or just use the internet. Meaning you can use it for printing and internet at same time. If you choose to use only the internet, it will prompt you to insert a coin.

If you choose to print, you will be asked to provide the document or file you want to print (the user must have edited the file beforehand for direct printing), then the computer connected to the printer will automatically calculate the total price for what you want to print. Additionally, if printing is selected, payment can be made through GCASH.

If another user connects while someone else is using it, a pop-up will appear for the other user indicating that there is still someone connected. However, there is a limit of only 3 papers that can be used: A4, Long, Short (though there might be a printer that includes photo paper). This is not a typical printer it provides printing and internet service at the same time.

2. Transport App:

            This option addresses the problem with the prohibition of the “habal-habal” drivers at CMU and to the fact that university is far from urban areas. This app is like Uber but more focused on motorcycles. It can deliver items to you, and you can also request them to buy something for you. For example, if you need medicine, you can book drivers through this app to inform them of your purchase, and then you can pay them for their services. The drivers for this app can be anyone as long as they are qualified, including students and teachers. It's not limited to motorcycle taxis. Before they are accepted as a driver, there is a process they have to go through. This idea was suggested by two of team.

3. Smart Waste Separator:

            This solution was suggested by one of our members as solution to environmental pollution and health risks within the community. The idea is to create a machine that segregates garbage. It will have a hole where you can dispose of the trash, but inside, there are sensors that detect and segregate the waste. The collected waste will be segregated into decomposable material that can potentially be used as fertilizer or sold by the owner of the machine for their own use. The separated plastics can also be sold for recycling, allowing the owner to earn from it.

TEAM’S DECISION

After carefully considering all options, the preferred choice by all members is Option 1: Coin-operated Wi-Fi and Printing Station. This solution effectively addresses the lack of printing stations around the campus of CMU and provides a convenient way for students and faculty to access both printing and internet services in one place. It offers flexibility with its coin-operated system, allowing users to choose. Option 2 and 3 maybe useful but the team wanted something new and innovative.

LESSONS LEARNED BY THE TEAM

Through our customer discovery process and the exploration of potential solutions, our team gained valuable insights into the needs and challenges faced by our community. We learned that the lack of printing stations and slow internet connectivity within the campus significantly impacts students' productivity and academic performance. Furthermore, our team realized the importance of considering various perspectives and brainstorming creative solutions to effectively tackle complex issues. By actively engaging with members of our community, we were able to identify viable solutions that could make a positive impact.

Overall, this process has taught us the value of collaboration, innovation, and responsiveness to community needs in driving meaningful change and improving the quality of life for everyone involved.

[changingplumbob]

Villareal Household: Chapter 3, Part 3

Devin films Dignity & Decorum, improves her work connections, and checks out the local gym with her siblings.

When possible, Devin likes to practice her romance scenes with Luna. By acting through it with someone she is attracted to, she can more easily bring the emotions through in her final performance. They do standard romance then a horror scene just in case any vampires rock up in Dignity & Decorum.

Ever the multi tasker, Devin is livestreaming her morning run when she gets a pop up to inform her she is now a 3 star celebrity. Skipping auditions here we come! When she gets back home she finds the washing line has broken so despite her fame she does the menial task or repairing it.

Before the filming she piles together as many positive moodlets as I can think of. Still having time she works on some of her knitting projects. Looks like she has chosen to start work on hanging pot plants between rotations. Eventually we are whisked to set and I guess many things are filming?

Rudolphus: I knew you could get this part

Devin: Thank you. Do you know what else is filming today?

Rudolphus: Beats me, you're the only one who ever seems to come to hair and makeup

Devin: Really?

Rudolphus: I guess everyone else arrives camera ready

Devin: Is that a polite way of saying I run late

Rudolphus: No I- what have you done to your hair

Devin: I just got some extensions

Rudolphus: At least the stylist half knew what to do, we're going to have to wig you

Devin: My hair won't like fall out or turn green will it

Rudolphus: No but best not stress the hair. New person in wardrobe today, Emily

Devin: It's Emily right?

Emily: We have work to do, on the platform

Devin: Right, can do. How's your day going?

Emily: Hmm, have to adjust that, that won't fit her colour at all

Devin leaves the woman to talk to herself and measure her with an invisible tape measure until finally she is able to twirl into costume.

Devin: Hey Norah

PA: Do not disturb the director miss

Norah: She's a Mrs and she's my friend

PA: Make it quick, we have a schedule

Devin: She seems fun

Norah: *laughs* she is dedicated. We don't have the stage for another hour though so feel free to grab some food and meet the rest of the crew

Trusting Norah's advice Devin approaches the food. She makes sure to introduce herself to the production crew who seem new when she spots a familiar face.

Devin: Girl I did not recognise you in that get up

Clea: How far we have come from Critters days

Devin: Commemorative selfie?

Clea: You know it

At last Norah announces filming is ready to start and Devi has another quick word with her director before heading on to stage. After having some time to centre herself she launches into her monologue. She takes some risks with it and gets nods of approval from behind the camera, success is hers.

Next up are her romance scenes with Clea. The two have worked together for several years so are accustomed to bouncing off each other. An oddly dressed actor and producer refuse to clear the set, staging a sit in on the lounge furniture. Norah assures Devin they can cut around the sims.

Finally Devin has some argument scenes to complete with Mina, another old friend. The two trade insults, apparently no one comes to blows on this show. Norah yells a final CUT and production wraps for this episode.  Devin receives positive feedback and gets well paid for her work.

You know how normally if a couple sits down to eat in Sims 4 and you direct them to interact they'll get up and do a hug or kiss on the cheek before talking? Luna's style is to get up and do a passionate kiss with Devin and it's so cute! Never had a couple had that as their default before.

Devin is able to skip auditions now thanks to her fame points but before her next acting gig she has to work on her work relationships. She invites over her director Norah, and her co stars. She has already met Connor but Anaya is a new introduction. Anaya seems unimpressed with Devin's home but Norah smooths things over

Once Anaya relaxes enough to jam on Devin's guitar, Devin takes the opportunity to do some knitting and have a proper catch up with Norah. While they're busy discussing how the traditional actor/actress categories should be reshaped to support non-binary sims in their industry Anaya has a dance.

Once the catch up draws to a close Devin takes care of Luna's flowers when suddenly

?: Mrs Villareal! Mrs Villareal! Over here!

Devin is shocked to see a paparazzi sim staking out her house and sporting her old haircut to boot. Initially she ignores the sim but they eventually invade her yard.

At last the sim leaves and Devin takes to social media to scold anyone who tries to mess with people in their own homes. Soon enough Luna is home and Devin rants and raves about the paparazzi. Luna is used to her wife's complaints and knows the best thing she can do initially is just listen to her problems without trying to solve them.

Devin offers to cook dinner tonight while Luna tries again to find some family connections online. No luck in that department so far, she may have to question her brothers again. After dinner Luna does more grading in her portfolio while Devin improves her comedy skill by writing some jokes.

The next day Devin arranges to meet Joey at the gym since she knows fitness is not his favourite. Deanna also decides to tag along, and so do two member of the paparazzi

Devin: Hey De, nice to see you again so soon

Deanna: What's up with the paparazzi

Devin: They know stars frequent this gym

Joey: Doesn't that one have your old haircut

Devin: guess I'm a trendsetter now to

Joey: Hey, you think I could get that one's number?

Devin: Coral is married to Don

Joey: Don Lothario? Do we trust he's not already stepping out on her?

Deanna: What makes you think she'd like you

Joey: I'm charming with an attractive face

Devin gets into her regular routine, taking time to wave at the paparazzi between sets. Joey tries to impress Coral but her camera is firmly fixed on his older sister. Deanna has disappeared and I discover she's gone to fan girl and faint over Cassandra. Like you know her personally Deanna, why???

Devin wraps up her workout at which point Deanna has awakened. Joey keeps pushing on the machine while Devin checks on her. Devin then goes over to the fans who have come to the gym, signs a few autographs and takes a few selfies.

Devin then heads off alone to Ward park to do a livestream in nature. She fires up her drone then starts to sing while playing her guitar. I don't think any acting gigs require singing so far but there are ones that she needs high guitar skill for. Some sims show up to see her play and tip well.

Before heading home Devin gets set for pictures. The drone thinks he has the best camera but nevertheless fans use their phones for selfies and the paparazzi use their giant handheld cameras.

Luna gets back from work and does her daily pregnancy test (If you haven’t tried the Childbirth Mod by Pandasama you should). Today she is shocked to discover that the mods have worked. She has managed to get pregnant with Devin's child! No father required in sim world.

Devin: You're smiling awfully big, what are you up to

Luna: You mean what are we up to

*shows test*

Devin: Wait, does this mean what I think

Luna: Yeah baby, we're pregnant!

Devin: OMW yes! Oh Lu I knew you could do it, low fertility be damned

Luna: Our next chapter is starting, we did it together

The couple embrace and take a moment to stare at the test while they adjust to their new reality. Luna was the one always dreaming of a kid but Devin is so darn excited about this pregnancy. She gets a baby with Luna without having to go through the physical changes herself, winner scenario.

Previous Part ... Next Part

[sincericida]

In a recent interview with Marvel, Andrew Garfield spoke on his initial auditions for The Amazing Spider-Man, confessing that he "didn't really think much of it in terms of [if] I would get it or not:"

"When I got a chance to audition, I thought, 'How cool would it be to fulfill some weird version of a childhood dream?' So, of course, I auditioned and didn’t really think much of it in terms of [if] I would get it or not. They asked me to do a screen test, and I suddenly thought, 'This could happen. This could be a thing that will change my life.' Obviously, that created conflict in the sense of, 'Do I want to be that recognizable? Do I want to take on this responsibility?' But then, of course, I did want to! So I decided to screen test and throw my hat in the ring. I was really nervous at that point, because I was like, “I really would like to do this!” And when you want to do something and may not get to do it, then suddenly everything becomes very intense. You have to just take big risks and leave it to the gods. Because I was so nervous and wanted it so much, I figured out a way of doing the screen test. I gave myself an acting adjustment, I suppose, which was: you’re a 15-year-old and you’re making a Spider-Man short film with mates. All the crew are friends. There’s no pressure. You get to make it up as you go along, and it’s about the joy of being this character. I was able to trick my ego to be occupied in a corner. I convinced the part of me that puts pressure on myself that it wasn’t needed and that we were just gonna go and have a laugh. I think that meant I was able to show up fully and be really present and have a good time. I worked hard at it, but then it was just about throwing it away and seeing what happened".(Full quote in The Direct)

Definitely the most successful of the three outside the role, has always been very committed to the character. And Sony managed to crush his dreams. Best Spider-Man by far, and no one will convince me otherwise.

[vncglobal]

Advantages of Outsourcing Bookkeeping Services for CPAs

Introduction:

For certified public accountants (CPAs) in Australia, managing bookkeeping tasks can be time-consuming and take away valuable resources from their core responsibilities. As a result, many CPAs are turning to outsourced bookkeeping services to streamline their operations and improve their overall efficiency. In this blog post, we will discuss the advantages of outsourcing bookkeeping services for CPAs, with a focus on warehouse management firms in Australia and the benefits they can provide.

Cost Savings:

One of the primary advantages of outsourcing bookkeeping services for CPAs is the potential for significant cost savings. Hiring and training in-house bookkeeping staff can be expensive, not to mention the costs associated with providing office space, equipment, and benefits. By outsourcing these services to a specialized firm, CPAs can eliminate these overhead expenses and instead pay a fixed fee or hourly rate for the services they require. This allows CPAs to maintain a predictable budget and allocate their resources more effectively.

Access to Expertise:

warehouse management firms Australia, who often provide outsourced bookkeeping services, have a team of experienced professionals dedicated to managing financial records accurately and efficiently. These firms specialize in bookkeeping and have extensive knowledge of the specific requirements and regulations for businesses in the warehouse industry. By outsourcing to such firms, CPAs gain access to this specialized expertise without the need for additional training or hiring efforts. This ensures that financial records are handled by professionals who understand the unique needs of the warehouse management sector.

Focus on Core Competencies:

Outsourcing bookkeeping services allows CPAs to focus on their core competencies, such as providing strategic financial advice, tax planning, and audit services. By offloading time-consuming bookkeeping tasks to a reliable outsourcing partner, CPAs can dedicate more time and energy to serving their clients and growing their practices. This increased focus on core competencies can lead to enhanced client satisfaction, improved productivity, and ultimately, increased profitability.

Improved Accuracy and Compliance:

Bookkeeping requires meticulous attention to detail and adherence to various accounting regulations and standards. CPAs need to ensure accurate financial records and compliance with tax laws and reporting requirements. Warehouse management firms specializing in outsourced bookkeeping services have systems and processes in place to ensure data accuracy and compliance. They stay up-to-date with the latest accounting rules and regulations, minimizing the risk of errors or non-compliance. This can provide peace of mind to CPAs, knowing that their clients' financial records are in capable hands.

Scalability and Flexibility:

Outsourced bookkeeping services offer CPAs scalability and flexibility that can be challenging to achieve with an in-house team. As business needs fluctuate, CPAs can easily adjust the level of bookkeeping services required without the hassle of hiring, training, or downsizing staff. Whether it's seasonal fluctuations, new client onboarding, or business expansion, outsourcing allows CPAs to scale their bookkeeping services up or down quickly. This flexibility ensures that CPAs can efficiently manage their resources while meeting their clients' changing needs.

Conclusion:

Outsourcing bookkeeping services to warehouse management firms in Australia offers numerous advantages for CPAs. From cost savings and access to expertise to enhanced accuracy and flexibility, the benefits of outsourcing can significantly impact a CPA's practice. By partnering with a reliable and reputable outsourcing provider, CPAs can streamline their operations, focus on core competencies, and deliver superior financial services to their clients. Embracing outsourcing can be a game-changer for CPAs looking to achieve long-term success in a competitive landscape.

[iamacyborglunarprincess]

heat tips (qualifications: I've lived and worked outdoors in pretty much every region of the Continental US except the South, w/ and w/out AC):

- drink lots of water! put whatever in you have to in order to encourage yourself to and if you know you're going to be in hot conditions try to pre-hydrate

- make sure you're eating enough! heat can decrease appetite and you need to make sure you get enough salts and water absorbs much better when it's paired with food

- if you have dark hair a light colored hat it great when working outside (and you can get it wet and cool your head a little)

- you're gonna want to have as much ventilation as possible and fans wherever you can. window fan + ceiling fan = almost as good as ac (sometimes just as good as). window fans aren't too expensive and use way less energy to run so you can kind of keep them constantly running. unfortunately they don't fit into all windows.

- an alternative strategy for places that have larger day/night temp differentials (dryer places) is to run as many fans as you can at night and then seal up the house as soon as you wake up to trap the heat inside until the evening cools off

- to reduce AC costs, do as best you can to seal/insulate. it's harder if you are renting but some orgs will give you a free insulation audit and then may even help you fix some insulation. "energy efficiency assistance" is probabaly what to look for. try to hold out on turning on the AC (using above strategies) until a last resort. sealing off a specific room might also work better than trying to heat a whole space (if you don't have central ac.) if you have a thermostat, try to keep the temp as high as you can be comfortable. this is harder if you work somewhere with ac, but keeping yourself acclimated to a high temperature makes it less jarring when you do go out in the heat

- taking a coolish shower and do wonders for bring the body temp down pretty quick after doing something in the heat

cold: (grew up in Iowa)

- you're gonna eat more bc you have to burn more energy keeping yourself warm. let yourself. (make sure to drink enough water though)

- people always talk about layers, but what does this look like? this is the kind of max layers I would do from head to toe (I haven't had to deal with super extreme cold though), adjust to time spent outside and temperature:

- fleece lined hat that securely covers the ears + hood(s) over that, cinched as tight as possible

- scarf, long enough to wrap around you twice, with a tight weave, covering cheeks and nose

- tight tank top + long sleeve T-shirt + hoodie/sweatshirt or sweater (wear the hood over the hat) + thick winter coat that ideally goes to about your knees, hood over hat (I've tried the lighter down ones but they eventually compress and become less effective over time)

- waterproof, fleece lined ski gloves (sometimes you can fit thin knit gloves often called magic gloves I think? under these too) OR thin knit gloves + mittens

- leggings/long underwear + thick sweatpants (snow pants are nice but probably excessive unless you're skiing or something, make sure you have a waterproof/water resistant top later if you're gonna be interacting with snow)

- thin socks + thick wool socks + waterproof (snow) boots

- all of this is pretty heavy. also, my order for getting this stuff on is clothes > hat > boots > gloves > coat > scarf. do this at the last possible moment to prevent what I call "heat panic" when you are stuck inside with all your winter gear and risking getting sweaty.

- if you are moving at all, you will probably want to be able to take off layers. walking heats you up a surprising amount. better to remove and prevent sweating. shoveling also takes a lot of energy so you'll need less clothes than you think.

- if you are moving somewhere with a lot of snow and you have a big driveway and can afford it, snowblowers are worth it. otherwise try to find the lightest snow shovel you can buy + a metal one for scraping up the compacted snow. use salt (lightly) only on places that have been shoveled. prioritize places you will actually be walking and try to do it as soon as you can after it stops snowing so it doesn't freeze and become harder to remove.

- I love a scarf, to the point that sometimes I turn to wearing one even before I get a hat. they're very easy to adjust to various temperatures. beware of fogging the glasses though.

- don't let your hands get cold - it'll be harder to warm them up than prevent them from getting cold, so wear gloves before you think you need them

- moisturize!

- humidifiers are great (help to prevent nosebleeds)

- if you have to drive, make sure to give yourself an extra 5-10 minutes to heat up the car AND account for it taking longer to drive on snowy/icy conditions. (the only way to get better at winter driving is practice but give yourself more time to stop and go slower than usual. if you have AWD use it.) my car heating process is this: turn on the car and crank the heat all the way up including the front and back defrosters, then go outside and brush off any snow, then scrape away any ice. if you don't have a scraper/brusher, don't try to improvise, just wait longer with the heater and use the windshield wipers once you can see it actively melting. (budget more time).

- walking on the street where it's been plowed is a good way to avoid slipping on ice.

- heating is also expensive so see above for insulation tips. close any storm windows.